ACC [Graphic Accounts Data File] files are files that contain data financial data such as bank account information and personal budgets using the software, Graphic Accounts. It may be opened with a corresponding BGT [budget] file. Graphic Accounts is a budgeting program for home and personal accounts. You can chart your income and budget together for your monitoring. Budget can be displayed daily, weekly, monthly, quarterly or annually. You can use the rescaling control to view the effect of spending pattern on your bank balance. You and your partner or family members can discuss your spending habits using the income-expenditure chart. You can visualize the effect of your budget in the future [example, 5 to 10 years from present] through the dynamic chart output. You can test the new budget to estimations of future interest, tax, inflation rates and income. You will be able to observe how your financial capability can react to adjustments of each of the factors.